Fhantom is the best in business, offering banking solutions

We look forward to getting to know you and to helping you take your bank to new heights!

products & services

Switching Services

Fhantom EFT Switch enables ATM, Merchant POS, and E-commerce payments, and is offered to our client banks as PaaS (Platform as a Service) on a shared basis.


IMPS (Immediate Payment Service) is an instant, 24×7, interbank, electronic fund transfer service through mobile phones.

Mobile Applications

Next-gen banking opens wide range of alternative banking channel to the banking customer for accessing their bank account. Mobile banking is based on concept of “Anytime Anywhere Banking” or “Bank branch in your Pocket”.

Agency Banking Services

Fhantom facilitates affordable micro transactions. It is an easy way for the banks’ customers to send and receive payments without visiting the bank. Anyone with a registered mobile service can use this feature

Card Management System

FHANTOM Card Management Solution and Services will help efficiently manage all critical stages of Card Lifecycle Management.

Micro ATM & AEPS

Govt. of India (GOI) always looks forward to provide ease in banking facility to semi-urban and rural areas. As an approach towards this goal, GOI along with RBI, NPCI and UIDAI proposed a solution of eKYC and AEPS