Card Management System

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Card Management System

FHANTOM Card Management Solution and Services will help efficiently manage all critical stages of Card Lifecycle Management. Our Card Management Solution and Services cover critical pre-issuance, issue and post-issuance activities that help you efficiently manage card portfolios and introduce card products in areas other than financial services.

      Cards now streamline payments and enable transactions in new areas. They enable toll,       parking and routine purchase payments using RuPay Contactless cards, enable multi-modal       transport across the nation using National Common Mobility Card (NCMC), ensure customer       fidelity through Loyalty and Reward Cards, Pre-paid Gift Cards, Smart Cards for health       facilities, gyms, Insurance and so on.

Be a part of the growth story as card adoption shoots up and card issuance, recharges and card switching become a routine part of citizen and customer services.

Integrate hardware, administration and maintenance costs of your card operations across multiple business lines and cut total cost of ownership. Ensure your bank benefits from the growing potential of digital payments and the diversified payment options available, by offering a payment-hub with card management a key piece of your strategy. Our expertise and experience in integration services will help your bank develop this integrated, all-encompassing payment-hub, which your partners can bank upon to offer diverse card and payment offerings.


Card Management activities involving all participating entities

Integrate Robust Routing and Switch Solution

Develop technology-agnostic, diverse card programmes

EMV (Rupay, MasterCard® and Visa®) Cards with Chip-and-Signature or Chip-and-PIN capability

Pre-paid payment instruments (PPI)

Open-Loop Transport, Gift, Loyalty, Reward Cards

Transit Cards

Closed Loop Cards for Petrol, Health Insurance, Health-Facilities, Clubs, Gifts.

Improve customer confidence with secure, fraud-proof transactions.

Complete Personalisation and Fulfilment experience

Add value, improve customer satisfaction and increase market share. Outsource customer’s card personalisation and fulfilment experience ─ design, manufacturing, fulfilment and mailing ─ for any type of card, using any technology.

Enable graded Retention and Reward Programmes